The figure is equivalent to 96 percent of the Rp280 trillion (US$16.5 billion) target.
Speaking in Jakarta on Tuesday, Abdurrahman said the program supported 4.58 million borrowers, including 2.7 million new debtors, surpassing the target by 117 percent.
He added that the ministry also exceeded its goal for “graduated debtors”—entrepreneurs advancing to higher business categories—achieving 131 percent of the target.
Research by Indonesia’s National Research and Innovation Agency (BRIN) estimates the program’s employment impact at 7.7–11.6 million jobs, with each KUR recipient typically hiring two to three workers.
Abdurrahman highlighted that 2025 marked a historic year for KUR, as allocations to the production sector reached 60.7 percent (Rp163 trillion), surpassing the government’s 60 percent benchmark for the first time.
Despite these achievements, he cautioned that most jobs created remain in the informal sector.
“This is an important evaluation note for us. Next, we will formulate strategies to ensure that jobs created through KUR enter the formal sector, so they can receive better guarantees and protection,” he said.
Beyond financing, the ministry emphasized efforts to ease business licensing and boost competitiveness through certification.
In 2025, the Indonesian Investment Coordinating Board (BKPM) issued 3 million Business Identification Numbers (NIB), while the Halal Product Assurance Agency (BPJPH) granted 2.8 million halal certifications.
The National Standardization Agency (BSN) also simplified Indonesian National Standard (SNI) certification for over one million micro and small enterprises, helping them improve product quality and market access.
Abdurrahman stressed that while these certifications fall under other agencies, his ministry remains committed to supporting them to ensure the number of certified businesses continues to grow.
Reporter: Shofi Ayudiana
Editor: Aditya Eko Sigit Wicaksono
Copyright © ANTARA 2026
