Despite the high increase in credit, the country`s second largest bank in asset recorded a decline in its non performing loan to 0.41 percent from 0.55% a year earlier.
The bank`s business director Djarot Kusumayakti attributed the decline in NPL to credit quality maintained by the bank.
Djarot said credits for micro businesses had continued to climb, rising 26.4 percent to Rp122.08 trillion by June from a year earlier.
He said long experience dealing with small businesses gave BRI good knowledge of the characteristics of micro businesses allowing to properly maintain credit quality as reflected by the decline in NPL.
"The growth of BRI`s micro credits resulted in not only an increase in outstanding credit but also an increase in the number of clientele among micro-businesses," he said.
By the end of June 2013, the number of BRI`s micro borrowers reached 5.9 million people.
Djarot said the bank will; continue to rely on micro, small and medium business in its credit expansion .
"Micro, small and medium scale businesses accounted for 73.2 percent of its total credits," he said.
Editor: Suryanto
Copyright © ANTARA 2013
