The four programs are One Student One Account (OSOA), Microfinance Upland, Kredit Mawar, and the Inclusive Financial Ecosystem (EKI) for tourism villages.
Purbalingga District Deputy Head Dimas Prasetyahani emphasized the importance of optimizing these programs and mitigating the risk of non-performing loans (NPL).
He also highlighted the planned establishment of Merah Putih Village Cooperatives, which will be funded through Himbara credit worth Rp3–5 billion, using a repayment scheme sourced from Village Funds.
Prasetyahani emphasized the importance of financial literacy to ensure business actors use credit facilities wisely.
Regarding the tourism village program, he urged selective financial access, as not every village has the potential for tourist destination development.
He also highlighted the need to support local MSMEs so their products gain a clear identity and marketability.
Related news: OJK launches EKI Program to improve villagers' financial access
Head of the Economic and Natural Resources Division at the Purbalingga Regional Secretariat Gunanto Eko Saputro explained that the OSOA program targets opening 15 thousand student bank accounts at regional government-owned banks.
Kredit Mawar offers zero-interest loans, while the Microfinance Upland program focuses on enhancing the productivity and market reach of goat and pepper farming in the sub-districts of Kejobong and Pengadegan.
The EKI Village program will be launched in Tanalum Tourism Village and is expected to be expanded to other villages.
Several local agencies are supporting TPAKD’s initiatives, including Dinsosdalduk KBPPPA with non-cash assistance distribution via virtual accounts, the Industry and Trade Office (Dinperindag) with e-parking, e-retribution, and QRIS-enabled markets, and the Cooperatives and SMEs Office (DinkopUKM) through MSME training and financing programs.
Head of the Financial Services Authority (OJK) Purwokerto Office Haramain Billady stated that open financial access can unlock the region’s economic potential.
Billady encouraged Purbalingga to adopt the EKI Village program model that has already been successfully implemented in the villages of Sudagaran and Pekunden in Banyumas District.
Related news: Pushing for equal financial access for all
Translator: Primayanti
Editor: Rahmad Nasution
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