President Director of state lender Bank Tabungan Negara (BTN) Maryono did not specify about what happened in 2014, but he stressed the importance of OJK to continue the policy of maintaining liquidity.
OJK could continue the policy of regulating deposit interest rate as the difference between Bank Indonesia benchmark interest rate (BI Rate) and the market rate is already too wide putting heavy pressure on banks, Maryono said here on Sunday.
He acknowledged that OJK has issued a series of regulations to help banks including BTN in calculating changes in loan to deposit ratio (LDR) to adjust to the market liquidity.
"Bank management has to continue to be careful in liquidity. The role of OJK in controlling liquidity is important," he said.
Despite liquidity problem, the banking prospects in 2015 is encouraging as the government would be focused on development of the real sector to create a healthy economic growth in the coming years, he said.
"Our economy would have extra ordinary potentials in the coming years as development of the real sector would greatly drive the peoples economy and the economy in general," he said.