Jakarta (Antara) – Peer-to-peer (P2P) lending service has significantly rising in recent years in Indonesia. Offering the ease and the convenience of accessing the fund, P2P lending has increasingly been the top-of-mind solution to overcome the financial problems, quickly and effectively.
However, even though this option seems to be the easiest and fastest solution, the public must remain vigilant so they won’t get engaged with the illegal fintech lenders.
President Director of PT Pembiayaan Digital Indonesia (AdaKami), Bernardino M. Vega Jr. said that the first thing the public can do is to check whether the certain lenders are supervised by Financial Service Authority (OJK) or not.
"These illegal fintech lenders do not have a regulator or official regulatory body from the government that can oversee their business activities," Bernardino said.
Per August 14, 2020, OJK has released 157 fintech companies engaged in consumer lending or fintech lending that are supervised by the OJK and only 33 of them have obtained permits from OJK, one of them is PT Pembiayaan Digital Indonesia (AdaKami).
"We hope that the public can be more careful in applying for online lending, by choosing fintech lenders that is licensed/registered and supervised by OJK, such as AdaKami." Bernardino said.